Kepekaan Komunitas : Sebuah Studi Penjajakan terhadap Konsuem Jasa Keuangan di Amerika

Authors

  • Suharyono - Suharyono Program Studi Manajemen Pascasarjana, Universitas Nasional

DOI:

https://doi.org/10.47313/pjsh.v5i1.848

Keywords:

konsumsi, tingkah laku konsumen, lembaga–lembaga keuangan, bentuk tulisan–tulisan penelitian, konsumen jasa

Abstract

Tujuan penelitian ini adalah untuk mengembangkan dan menguji kepekaan skala pengukuran komunitas konsumsi. Konsep yang diuji dalam studi eksploratory dalam konteks persepsi pelanggan (custemer) perusahaan jasa fiancial. Desain, metode, pendekatan riset ini menjelaskan mengenai pemasaran, perbankan, psikologi dan literatur kebijakan publik. Kepekaan skala komunitas konsumsi diuji untuk menentukan validitas exploratory dan analisis faktor konfirmatory. Analisis reliabilitas skala juga dilakukan. Temuan, hasilnya merupakan konstruksi second-order dari konstruksi first-order, persahabatan (camaraderie), dan kumunalitas, serta modal sosial. Konstruksi ini menjadi alat ukur dari kuatnya persepsi konsumen terhadap komunitas konsumsi. Bukti lain dari nilai praktisnya ditunjukkan dalam 4 (empat) temuan. Pertama, dukungan parsial ditemukan bahwa laki-laki akan merasa kepekaan yang lebih besar terhadap komunitas ketimbang wanita. Kedua, terdapat hubungan positif antara usia dengan kepekaan yang dirasakan dari suatu komunitas. Ketiga, tidak ada hubungan nyata yang ditemukan antara berbagai bentuk lembaga-lembaga keuangan dan kepekaan pelanggan terhadap komunitas komsumsi. Keempat, temuan yang sama diperoleh dari hubungan antara kepekaan dengan komunitas debgan variabel usia lanjut (longevity), dan Kelima, riset ini juga mendokumentasikam keterbatasan terhadap kepekaan konstruksi komunitas konsumsi karena naturalitas exploratory dari upaya riset ini. Orisinalitas skala yang diformulasikan dalam riset ini adalah yang pertama untuk mengukur kepekaan komunitas antar pelanggan (customer) lembaga-lembaga keuangan.

References

Ambert, A., Adler, P., Adler, P., & Detzner, D. (1995). Understanding and Evaluating Qualitative Research. Journal of Marriage and Family, 57(4), 879-893. doi:10.2307/353409.

Albert M. Muniz, Jr., Thomas C. O'Guinn. (2001). Brand Community, Journal of Consumer Research. Volume 27, Issue 4, March, Pages 412–432, https://doi.org/10.1086/319618.

Barry, Howcroft., Hamilton Robert, Hewer Paul. (2002). Consumer attitude and the usage and adoption of home‐based banking in the United Kingdom. International Journal of Bank Marketing. Volume 20, No. 3 pp.111-121. https://doi.org/10.1108/02652320210424205.

Bloemer, J., & Odekerken-Schöder, G. (2002). Store satisfaction and store loyalty explained by customer- and store-related factors. Journal of Consumer Satisfaction, Dissatisfaction and Complaining Behavior, 15, 60–80.

Buttle. (2005). Customer Relationship Management Concept and Tools. Elsevier.

Catano, V. M., Pretty, G. M. H., Southwell, R. R., & Cole, G. K. (1993). Sense of Community and Union Participation. Psychological Reports, 72(1), 333–334. https://doi.org/10.2466/pr0.1993.72.1.333

Chakravarty, S., et al. (2004). Relationship and individuals bank switching behavior. Journal of Economic Psychology, vol. 25, pp. 507–527.

DeYoung, R., Hunter, W.C. & Udell, G.F. (2004). The Past, Present, and Probable Future for Community Banks. Journal of Financial Services Research. 25, 85–133. https://doi.org/10.1023/B:FINA.0000020656.65653.79

E. Fischer, B. Gainer and J. Bristor. (1996). Exploring Gendered Servicescapes. Third Gender and. Consumer Behavior Conference. Salt Lake City, Utah.

Feinberg, R., Leigh, H., Rajesh, K. and IkSuk, K. (2002), Operational determinants of caller satisfaction in the banking/financial services call center. International Journal of Bank Marketing, Vol. 20 No. 4, pp. 174–180.

Fossey, E., Harvey, C., McDermott, F., & Davidson, L. (2002). Understanding and evaluating qualitative research. The Australian and New Zealand journal of psychiatry. 36(6), 717–732. https://doi.org/10.1046/j.1440-1614.2002.01100.x.

Fournier, Susan. (1998). Consumers and Their Brands: Developing Relationship Theory in Consumer Research. Journal of Consumer Research, 24 (4), 343–73.

Goodwin, Charles. (1986). Gestures as a resource for the organization of mutual orientation. Semiotica, vol. 62, no. 1-2, pp. 29–49

Glynn, T. J. (1981). Psychological Sense of Community: Measurement and Application. Human Relations, 34(9), 789–818. https://doi.org/10.1177/001872678103400904

Jamal, A. and Naser, K. (2002). Customer satisfaction and retail banking: an assessment of some of the key antecedents of customer satisfaction in retail.

Jenkins, H. (2004). A Critique of Conventional CSR Theory: An SME Perspective. Journal of General Management, 29(4), 37–57. https://doi.org/10.1177/030630700402900403

Jones, T.O. and Sasser, W.E. (1995). Why Satisfied Customers Defect. Harvar

d Business Review, 73.

John W. Schouten, James H. McAlexander. (1995). Subcultures of Consumption: An Ethnography of the New Bikers. Journal of Consumer Research. Volume 22, Issue 1, Pages 43–61, https://doi.org/10.1086/209434.

James H. McAlexander, Stephen K. Kim & Scott D. Roberts. (2003). Loyalty: The Influences of Satisfaction and Brand Community Integration. Journal of Marketing Theory and Practice, 11:4, 1-11, DOI: 10.1080/10696679.2003.11658504.

James H McAlexander., John W Schouten., Harold F Koening. (2002). Building Brand Community. Journal of Marketing, Jan 2002; 66, 1; ABI/INFORM Global. pg. 38.

Kaynak and Hancar. (2005). Consumer attitudes to ards online banking: a new found three important attributes considered by consumers. Pennsylvania State University at Harrisburg .

Lasser, W.M., Manolis, C. and Winsor, R.D. (2000), “Service quality perspectives and satisfaction in private banking”, Journal of Services Marketing, Vol. 14 No. 3, pp. 244-71.

Moutinho, L. and Smith, A. (2000). Modelling bank customer satisfaction through mediation of attitudes towards human and automated banking. International Journal of Bank Marketing. Vol. 18 No. 3, pp. 124-134. https://doi.org/10.1108/02652320010339699.

Nellis, Nahalel A. (2000). Deficiencies in European Monetary Union's Credible Commitment against Monetary Expansion. Cornell International Law Journal.

Oliver, Richard L. (1999). Whence Consumer Loyalty. Journal of Marketing. Volume. 63.

Oliver, R.L. (1999). Whence Consumer Loyalty. Journal of Marketing. 63, 33-34.

Pedersen, P.E., & Nysveen, H. (2001). Shopbot banking: an exploratory study of customer loyalty effects. International Journal of Bank Marketing, 19, 146-155.

Puddifoot, J.E. (1995), Dimensions of community identity. J. Community. Appl. Soc. Psychol., 5: 357-370. https://doi.org/10.1002/casp.2450050507

Putnam, Robert. (2000). Bowling Alone: The Collapse and Revival of American Community. New York: Simon and Schurster.

Quester, P., Lim, A. (2003). Product involvement / brand loyalty: is there a link. Journal of Product and Brand Management 12(1): 22–38.

Robert V. Kozinets. (2001). Utopian Enterprise: Articulating the Meanings of Star Trek's Culture of Consumption. Journal of Consumer Research, Volume 28, Issue 1, June 2001, Pages 67–88, https://doi.org/10.1086/321948.

Rosenberg, L.J. and Czepiel, J.A. (1984), "A MARKETING APPROACH FOR CUSTOMER RETENTION", Journal of Consumer Marketing, Vol. 1 No. 2, pp. 45-51. https://doi.org/10.1108/eb008094

Vandermerwe, Sandra. (1996). Becoming a customer “owning” corporation, Long Range Planning, Volume 29, Issue 6, Pages 770-782, https://doi.org/10.1016/S0024-6301(97)82815-4.

Williams, Ruth L., and Joseph Cothrel. (2000). Four Smart Ways To Run Online Communities. Sloan Management Review. vol. 41, No. 4. p. 81.

Yavas, U.; Benkenstein, M.; Stuhldreier, U. (2004). Relationships between service quality and behavioral outcomes: a study of private bank customers in Germany. International Journal of Bank Marketing 22(2): 144–157. doi:10.1108/02652320410521737

Downloads

Published

2021-03-19

Issue

Section

Articles